If anyone ever wanted to know about the problems facing rich white people, tell them to pop “Margin Call” into their DVD player. When it’s not faintly allegorizing what “Inside Job” had the balls to hit dead on, it’s dealing with the pathetic plight of financial sector employees like 23-year-old Seth Bregman (Penn Badgley) who is only bringing home $250,000 per year at an entry level position. Clearly he can related to little orphan Annie when she sang that it’s a hard knock life for us.
Writer/director J.C. Chandor, in his first feature, narrates the film much like a play, letting the principal characters guide the story. Aside from maybe one line from a security guard, you won’t hear the voice of the people who will be most affected by the actions in this movie. There’s one scene in an elevator where Demi Moore’s Sarah Robertson and Simon Baker’s Jared Cohen gravely discuss the implications of their conduct, and in between them is a cleaning lady. In one of the few great touches of the film and with an almost macabre sense of dark humor, Chandor makes sure that she is totally oblivious to the grave implications of what’s happening in the building she cleans.
“Margin Call” was the beneficiary of chance when the Occupy movement began right around its October 2011 release date, and there are several lines which I feel could have been ripped straight off their cardboard signs. His portrayal of the investment bankers are shallow, simply becoming more evil and out-of-touch with the more money they make. The sweeping generalizations of the film are about as ill-conceived as his “magic formula” that predicts the coming of the 2008 financial crisis; I’m wondering if even he knew what on earth it was. There’s no attempt to explain what a CDO is, or even what on earth these traders do. There’s great complexity to the system beyond his adaptation of “Baby’s First Guide to Capitalism,” believe it or not.
There are some decent acting moments that make “Margin Call” a watchable movie, and the script has just above the requisite amount of intrigue to keep your attention. But with all these “one percenter”s just talking about how to spend their millions in convertibles, you wouldn’t think that the world economy was about to collapse. I know that exists, but if you want to demonize rich people, why not just make a movie only about CEOs of investment banks in September 2008. C / 
Marshall and the Movies 
Totally agree! I only really loved this when the big guns were doing their big, “proper acting” scenes (Irons in the board room, Spacey on the lawn, Tucci on the steps etc).
I thought the scrip let it down a bit “guess how much this fat banker made last year” lines being repeated again and again. Pushed the characters further away each time the lefty lines like that came out.
Agreed on what we liked. Irons was pretty intense.